Free calculator

How much money is sitting in customers' pockets?

The estimate is intentionally simple. It gives the owner a way to think about the issue before a deeper review.

Cash Trapped in Receivables

Do not stop at the calculator.

The useful work is finding why the number exists and what change would actually improve the business.

How to read this

Receivables are a management rhythm

The estimate is useful if it turns into a weekly habit: invoice faster, follow up sooner, and know which customers are financing themselves with your cash.

Calculator questions

What does a large number mean?

It means the question may be worth investigating. It does not prove the business is losing that exact amount.

What if the number is small?

A small estimate can still point to a bigger process issue, especially around books, owner time, tax planning, or transferability.

When should I apply?

Apply when the estimate matches a problem you already feel and you want the business itself inspected.

Apply for a Checkup

Tell us about the business.

We work with established owner-run businesses and only take one on when we believe the Checkup can create value. The form takes about 30 seconds.

  • Fit call before any on-site visit.
  • Written findings after the Checkup.
  • NDA, proof of insurance, and bonding before we visit.

Everything is confidential. We will review fit before recommending any next step.