Free calculator
This is a quick sizing tool. It can help frame the issue, but the real answer depends on the books, workflow, people, and owner role.
If the result feels meaningful, the next step is to compare it with the books, workflow, team behavior, and cash cycle.
How to read this
Payroll costs, reasonable salary, filing costs, state rules, and documentation can change the answer. Treat this as a question to review, not a decision.
It means the question may be worth investigating. It does not prove the business is losing that exact amount.
A small estimate can still point to a bigger process issue, especially around books, owner time, tax planning, or transferability.
Apply when the estimate matches a problem you already feel and you want the business itself inspected.
Apply for a Checkup
We work with established owner-run businesses and only take one on when we believe the Checkup can create value. The form takes about 30 seconds.