Free calculator
Use this as a first pass. If the number matters, the next step is to verify the inputs and the operating cause.
A calculator can size the issue. It cannot tell whether the cause is timing, margin, controls, people, or owner dependence.
How to read this
The score is not a judgment. It points to the issues a buyer, successor, or manager would likely challenge first.
No. A calculator cannot see job mix, team behavior, books quality, receivables, or owner dependence.
That is a signal to verify the assumptions, not a reason to panic. The real answer may be smaller, larger, or caused by something different.
Use it to decide whether the question deserves a closer look and which advisor or operator conversation should happen next.
Apply for a Checkup
We work with established owner-run businesses and only take one on when we believe the Checkup can create value. The form takes about 30 seconds.